Debt counselling resources

We like to try and help before the situation becomes more difficult to deal with. We offer budget coaching as a way to try and redress income-expenditure imbalances before you get into serious debt. Many debt problems do not just happen overnight but are a result of a series of decisions or choices which culminate in an unsustainable debt position.

Whilst Vineyard Church is developing its capability to help with debt issues, there are a range of organisations who might be able to help you with your issues. Currently Vineyard Church is not licensed to dispense debt advice but we help people by coming along side them to go through the issue together. Many of the team have had experience with people who have had to go through serious debt issues and have been there to pray with and provide practical assistance until you are back on your own two feet.

Some useful links to debt counselling organisations

Consumer Credit Counselling Service - http://www.cccs.co.uk : CCCS Telephone: 0800 138 1111

National Debtline - http://www.nationaldebtline.co.uk:  National Debtline Telephone: 0808 808 4000

Citizens Advice Bureau - http://www.adviceguide.org.uk : Citizens Advice or visit your local CAB centre

Community Legal Advice - http://www.communitylegaladvice.org.uk : Community Legal Advice Telephone: 0845 345 4345

Do consider speaking to some of these organisations before you consider the private debt counselling services offered in the market with associated fees and costs.

Please feel free to contact Vineyard for more information.